body { margin-top:10px; margin-bottom:10px; }

body.ref { margin-top:10px; margin-bottom:10px; margin-left:25px; margin-right:25px}

p,h1,h2,h3,h4,h5,ul,ol,li,div,td,th,caption,address,blockquote,nobr,b,i {font-family:Arial,sans-serif; }

tt {font-family:Courier New,Courier,monospace; line-height:22pt; font-size:10pt; color:#00005F; text-align:left;}

h1 { font-size:16pt; text-align:left; }

h2,caption { font-size:12pt; text-align:left; font-weight:bold; }

ul,ol,li { font-size:10pt; text-align:left; font-weight:bold; }

h3 { font-size:10pt; text-align:center; font-weight:bold; }

h4 {color:#000000; font-size:8pt; line-height:12pt; text-align:left; text-decoration:none; }

h5 {color:#000000; font-size:8pt; line-height:8pt; text-align:center; text-decoration:none; }

ul,ol,li { font-size:10pt; text-align:left; font-weight:bold; }

p { text-align:left; font-size:12pt; line-height:14pt;}

td,th {font-size:10pt;}

a:link { color:#000000; font-family:Arial,sans-serif; font-weight:bold; text-decoration:none; }
a:visited { color:#444444; font-family:Arial,sans-serif; font-weight:bold; text-decoration:none; }
a:hover { color:#880000; font-family:Arial,sans-serif; font-weight:bold; text-decoration:none; }
a:active { color:#444444; font-family:Arial,sans-serif; font-weight:bold; text-decoration:none; }